Pensions – they are a form of monetary benefit we receive after retirement and all of us are aware of that. But, let’s understand what happens inside and how they work in detail. Pension funds typically accumulate funds for years so that there is enough money to

In my opinion, budgets simply don’t work just because somebody does it some way. They need to be personalized to suit you. A budget is a blueprint for where your money will travel so that you can be informed of what you wanna do with it.

If you ask a personal finance expert – ‘What is the first

You may have seen that more and more people are talking about tax as we neared the end of the tax year. The tax year in the UK usually runs from 6th April to 5th April the following year. Therefore, the 2021/2022 tax year starts today! - It runs from 6th April 2021 to 5th April 2022.

(Why you ask me? Here’s a longer explanation - a classic example of if it’s not broken, don’t fix it! oops!)

All of us were shattered by the Covid-19 pandemic. Not just us – Individuals, but the global economy itself has encountered an unavoidable recession.

Not just that our travel, parties, and social gatherings have been turned down, but the pandemic has played havoc with our money and financial security also. Most of the families and organizations went stony broke. Studies show that – ‘The pandemic

Before we go into the detail of ISA allowances, it is important to understand why and how we pay tax. Our tax payments are what the government live off - it is their income. Governments will tweak tax laws to benefit them in the long run - or to prevent a bad behaviour we have. In other words

Well, I know, it might have taken a significant time for you to decide to invest (I’ve been there) rather than be sufficient with your penny savings. But before we step in to invest, we need to evaluate as to why we need to invest & how we can go about it. Don’t

I recently (precisely yesterday) came across this video on an Instagram Channel – Mad Over Marketing (M.O.M). It was a social experiment where 30 people were invited to participate. The host made them stand side to side in a long line.

‘Almost 77% of the Americans feel anxious about their financial situation’, according to a survey by The Capital One and The Decision Lab. Nonetheless, it falls below this percent in the rest of the world. I’m pretty sure you’ve landed here – either worrying about your finances or

With a new year around the corner and a new ‘lockdown’ in the UK, thought I’d share the financial resources I use day in day out to ensure my finances are healthy. These tools will help you with different aspects of your finances and by no means will this be an exhaustive list of tools out there. Nevertheless, I hope it helps you in some form or another. Let’s go!

A lot of times we fear starting our investing journey but little do we know that our future retirement pots are already invested! When I got my first job I had no idea that the money my employer was putting into my pension each month was being invested into shares and bonds. I know I’m not alone in this experience! The

Numbers. Numbers and I have a complicated, rocky, relationship. We never seem to get along. At least, that’s what I tell myself. Words, however, are where I feel at home. And so, it is with words that I’ll be working through my relationship with numbers today. 

A lot of women tell themselves they’re ‘bad at maths’ and will ‘never understand finance’. This is part of the confidence issue women face. I've spent hours finding out why more women are not taking control of their finances and investing and it boils down to the tendency to be perfectionists and hence, women feel

In my early days, I’d be scared of investing because I didn’t want to lose my money (known as loss aversion in behavioral science) but the more I read, the more I understood – the chances of your money disappearing completely is less than 1% and if you diversify well, even lower!

Your financial journey will be a rollercoaster – and that’s OK. Going from a YOLO (You only live once!) to a FIRE (Financial Independence Retire Early) mentality is never easy. But trust me, everyone starts from scratch – with no clue and builds their way up. Treat learning finance like